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Standards Under Public Review

The following standards are currently open under ANSI’s public review period. Please check back regularly as items are constantly updated.

The following Public Review announcement will appear as shown below in ANSI Standards Action 7/3/2026

Comment Deadline: August 2, 2026

X9.100-120-2015 (R202x), Bank Deposit Tickets (reaffirmation of ANSI X9.100-120-2015 (R2021))

Interest Categories: Consumer, Producer, General Interest
This standard specifies certain deposit ticket parameters to aid in the processing of personal size and business size deposit tickets through conventional bank deposit and imaging processes. While this standard does not establish a specific design, orientation and layout for bank deposit tickets, it does provide specifications for a range within which key design elements shall be placed. Other bank specific information is excluded from this standard. This standard will improve the understanding of deposit tickets by providing background information that may be valuable in designing deposit tickets. It is hoped that the use of this standard will result in greater uniformity in several aspects of deposit ticket design that will improve the processing and handling of deposit tickets throughout the entire check processing system.

Project Need: This standard provides specifications and design examples for deposit tickets. The specifications support and comply with current technologies utilized for automated processing in the US Payments System. The primary users of this standard are expected to be financial institutions, designers, and printers of bank documents. Other interested parties will include developers of processing hardware equipment and software.

Stakeholders: Financial Services Industry

X9.100-20-2021 (R202x), Magnetic Ink Character Recognition: Printing MICR Characters (reaffirmation of ANSI X9.100-20-2021)

Interest Categories: Consumer, Producer, General Interest
This standard specifies the shape, dimensions, magnetic signal level, and tolerances for the E-13B characters which include ten numeral characters and four special symbol characters. When these E-13B font characters are printed in magnetic ink and used for the purpose of character recognition, the printed characters become magnetic ink character recognition, or what is commonly referred to as MICR. Also described are the various known types of printing defects and other printing considerations, together with the tolerances permitted.

Project need: The characters specified in this standard were developed initially for use in banks to permit automatic document handling for financial institution data processing, but they have application to other automatic handling systems as well.

Stakeholders: Stakeholders are entities who print and read MICR.

The following Public Review announcement will appear as shown below in ANSI Standards Action 6/26/2026

Comment Deadline: July 26, 2026

X9.100-187-2021 (R202x), Electronic Exchange of Check and Image Data – Domestic (reaffirmation of ANSI X9.100-187-2021)

Interest Categories: Consumer, Producer, General Interest
The purpose of this standard is to provide the financial industry with a format necessary to perform electronic check exchange (ECE), with or without images. The format supports forward presentment, posting, return notification, and return requests, as well as existing customer information reporting products. The standard also supports multiple check clearing alternatives, e.g., bank-to-bank, bank-to-switch.

Project Need: With the change to Reg CC in July 2018, language used in the standard published in 2016 needs to be updated to reduce confusion. Making changes to the 25 record, field 15 (Archive Type) could provide additional tracking/information on the check payment while not requiring changes to systems.

Stakeholders: Financial Services Industry

X9.100-160-1-2021 (R202x), Magnetic Ink Printing (MICR) Part 1: Placement and Location (reaffirmation of ANSI X9.100-160-1-2021)

Interest Categories: Consumer, Producer, General Interest
Part 1 of this standard covers only design considerations that apply to placement and location of magnetic ink printing on checks, drafts, and other documents intended for automated processing among depository institutions. Other types of documents such as internal control forms are not covered. A complete understanding of MICR printing requires reference to other standards and technical guidelines listed in Clause 2.
Project Need: This standard specifies the check sizes and the printing format for the various fields contained on the check.
Stakeholders: Entities that print, test, and read MICR characters.

X9.129-2020 (R202x), Legal Orders Exchange, Version 3 (reaffirmation of ANSI X9.129-2020)

Interest Categories: Consumer, Producer, General Interest

In today’s environment legal orders are generated in a large number of formats by a variety of different government agencies. These documents are then mailed to the bank for processing. When the bank receives the requests (mail, fax, spreadsheet) the process for fulfilling them is highly manual, which is time consuming and can be prone to errors, and there are limited areas where automation is applied. In most cases, the basic types of information, required for processing, are the same across the different request types. By creating a set of standards for electronic file formats for the different request types, benefits will be realized by both the requester and the receiver through automation of the process.

Project Need: There is a growing volume of requests due to overall increases in regulatory and legal environment. Standards in this area will bring about the following benefits educed errors, improved quality of the process and resulting outputs, improved tracking and management of service levels, reduced operational costs, improved records management, and improve time to fulfill quicker results to the requester.

Stakeholders: Federal, State and Local governments who send legal order requests to the bank, and other banks who process and fulfill the legal orders

Questions? Complete the form below to submit questions or comments about the standards listed above.

Public Review Contact Form (#32)