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X9 Standards and Documents

 

The Accredited Standards Committee X9 Inc. (X9) is accredited by ANSI to develop and publish standards, technical reports, and white papers for the financial services industry in the United States. Some of these documents are free to the public, while others must be purchased.

All X9 domestic standards and technical reports (both free and those requiring purchase) are available online through the ANSI Web Store, under X9. For your convenience, we have also made some of our free documents available below. Note: White papers and reports are free but may only be available from this web site.  Contact an X9 staff member if you have questions.

One of the benefits of X9 membership is that members can access all domestic X9 standards at no cost. For more details about this benefit or to join in the work of X9, please contact an X9 staff member at admin@x9.org.

ASC X9 also represents the United States on ISO TC68 and its subcommittees, which develop international standards for the financial services industry. ISO standards are available for purchase through the ISO Web Store.  ISO TC68 is the home the ISO 20022 and ISO 8583 standards.

If you have any questions or comments, please contact us at admin@x9.org.

 

Study Group and Industry Forum Reports

ISO 20022 Remittance Content Market Practice Guide

Distributed Ledger and Blockchain Technology Study Group Report

 

X9A Electronic and Emerging Payments Subcommittee

ASC X9 TR 54-2021 Blockchain Risk Assessment Framework

ANSI X9.138-2020 Distributed Ledger Technologies Terminology

ASC X9 TR 48-2018 Card-Not-Present (CNP) Fraud Mitigation in the United States: Strategies for Preventing, Detecting, and Responding to a Growing Threat

 

X9B Financial Services Operations Subcommittee

Standards Advisory – MICR Requirement for Checks -January 2025

ASC X9 TR 51-2020 Levies Companion Document Uniform Adoption Of X9.129 For Levies Version 3.0

ANSI X9.100-188-2023 Return Reasons

ASC X9 TR 100-2013 Organization of Standards for Paper and Image-Based Check Payments Part 1: Organization of Standards, Part 2: Definitions used in Standards

ASC X9 TR 47-2022 Universal Companion Document Industry adoption of X9.100-187

Check Image Test Registry

 

X9C Corporate Banking Subcommittee

ANSI X9.121-2016 (R2021)  Balance and Transaction Reporting Standard BTRS Version 3.1 (BTR3)

ASC X9 TR 42-2014 Core Deduction Reason Codes

ASC X9 TR 43-2014 Remittance Glossary

ASC X9 TR 44-2013 Remittance Standards Inventory

ASC X9 TR 45-2016 Retail Industry Debit Balances Best Practices, Terminology and Procedures

 

X9D Securities Subcommittee

ANSI X9.145-2021 Financial Instrument Global Identifier

 

X9F Data and Information Security Subcommittee

SD-34-2020  Registry of Approved Cryptographic Resources 

SD-38-2018 Automatic Information Object Identifier Assignment