X9 Standards and Documents
The Accredited Standards Committee X9 Inc, develops and publishes standards, technical reports and whitepapers for the financial services industry the United States. Some of these document are free and the rest must be purchased. All of our domestic standards and technical reports are available online from the ANSI Web Store. For your convenience, we have made some of our free documents available below.
ASC X9 also works with ISO TC68 to develop international standards for the financial services industry. ISO standards are available online for purchase from the ISO Web Store.
If you have any questions or comments, please send them to admin@x9.org.
Study Group Reports
Distributed Ledger and Blockchain Technology Study Group Report
X9A Electronic and Emerging Payments Subcommittee
ANSI X9.138-2020 Distributed Ledger Technologies Terminology
X9B Checks and Back-office Operations Subcommittee
Standards Advisory White Paper-MICR Requirement for Checks
ANSI X9.100-188-2018 Return Reasons
ASC X9 TR 47-2016 Universal Companion Document Industry adoption of X9.100-187
X9C Corporate Banking Subcommittee
ANSI X9.121-2016 Balance and Transaction Reporting Standard
ASC X9 TR 42-2014 Core Deduction Reason Codes
ASC X9 TR 43-2014 Remittance Glossary
ASC X9 TR 44-2013 Remittance Standards Inventory
ASC X9 TR 45-2016 Retail Industry Debit Balances Best Practices, Terminology and Procedures
X9F Data and Information Security Subcommittee
SD-34-2020 Registry of Approved Cryptographic Resources
SD-38-2018 Automatic Information Object Identifier Assignment
Latest Standards
ASC X9 TR 48-2018 Card-Not-Present (CNP) Fraud Mitigation in the United States
ANSI X9.124-2-2018 Financial Services – Symmetric Key Cryptography for the Financial Services Industry – Format
Preserving Encryption- Part 2: Key Stream with Counter Mode
ANSI X9.129-2017 (Version 01) Legal Order Exchange
ANSI X9.69-2017 Framework for Key Management Extensions