Free Standards & Documents - Accredited Standards Committee X9

X9 Standards and Documents

The Accredited Standards Committee X9 Inc, develops and publishes standards, technical reports and whitepapers for the financial services industry the United States. Some of these document are free and the rest must be purchased. All of our domestic standards and technical reports are available online from the ANSI Web Store. For your convenience, we have made some of our free documents available below.

ASC X9 also works with ISO TC68 to develop international standards for the financial services industry. ISO standards are available online for purchase from the ISO Web Store.

If you have any questions or comments, please send them to admin@x9.org.

Study Group Reports

Distributed Ledger and Blockchain Technology Study Group Report

X9A Electronic and Emerging Payments Subcommittee

ANSI X9.138-2020 Distributed Ledger Technologies Terminology

ASC X9 TR 48-2018 Card-Not-Present (CNP) Fraud Mitigation in the United States: Strategies for Preventing, Detecting, and Responding to a Growing Threat

X9B Checks and Back-office Operations Subcommittee

Standards Advisory White Paper-MICR Requirement for Checks

ANSI X9.100-188-2018 Return Reasons

ASC X9 TR 100-2013 Organization of Standards for Paper and Image-Based Check Payments Part 1: Organization of Standards, Part 2: Definitions used in Standards

ASC X9 TR 47-2016 Universal Companion Document Industry adoption of X9.100-187

Check Image Test Registry