The Accredited Standards Committee X9 Financial Industry Standards Inc. or more simply X9, is a leader in developing domestic and international open consensus standards for the financial services industry. Our mission is to develop, establish, maintain and promote standards for the Financial Services Industry that facilitates delivery of financial services and products in the United States and around the world.
Daily, people come in contact with or experience the benefits of X9’s financial standards – the layout and subsequent processing of a paper check, protection of PINs, protocols for financial related messaging, electronic security systems, tracking of stock and bond transactions and electronic contracts are just a few. For individuals, these standards simplify our lives and provide new financial related options and functions. For companies, these standards protect information, allow interoperability, increase productivity and allow higher levels of automation.
At X9, representatives from our over 100 member companies develop ANSI and ISO approved financial standards with a goal to protect critical information and improve the reliability and efficiency of the domestic and global financial services industry. Information about our standards is available under the above menu item “Standards”. We are always looking for those that wish to be part of developing domestic and international standards for the financial services industry. If you have any questions, please contact us using the above “Contact” menu item.
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X9 Welcomes Safeway as a Member
X9 Welcomes Safeway as a Member Posted by Ambria Frazier X9 would like to welcome Safeway as our newest member. Safeway is a major supermarket chain that operates primarily in the central and western parts of the United States. They are a subsidiary...
Release of X9.119 Protection of Sensitive Payment Card Data – Part 2: Tokenization
Release of X9.119 Protection of Sensitive Payment Card Data – Part 2: Tokenization Posted by Ambria Frazier X9.119 Protection of Sensitive Payment Card Data – Part 2: Tokenization is a new ANSI X9 standard that defines the minimum security...
ASC X9 Press Release: X9 Completes Update of ANSI X9.24-1
ASC X9 Press Release: X9 Completes Update of ANSI X9.24-1 Posted by Ambria Frazier ASC X9 Completes Update of ANSI X9.24-1, Detailing Requirements for Managing Symmetric Keys in Secure Retail Financial Transactions Covers Keys Used in POS and ATM...
The U.S. Path to Faster Payments- A Report from the Faster Payments Task Force
The U.S. Path to Faster Payments- A Report from the Faster Payments Task Force Posted by Ambria Frazier The Faster Payments Task Force, a group representing more than 300 diverse payments industry stakeholders assembled by the Federal Reserve...
ASC X9 Seminar: Briefing on the Federal Reserve’s Faster Payments Task Force by Roy DeCicco
ASC X9 Seminar: Briefing on the Federal Reserve's Faster Payments Task Force by Roy DeCicco Posted by Ambria Frazier In 2015, the Federal Reserve created a diverse array of stakeholders to work on strategies for improving the US payment system. The...
The Clearing House to Acquire ECCHO
The Clearing House to Acquire ECCHO June 15, 2017 "The Clearing House Payments Company L.L.C. (“The Clearing House”) and the Electronic Clearing House Organization (“ECCHO”) announced that they have agreed to pursue a strategic opportunity that would transfer...
Standard Release: ANSI X9.24-1-2017
Standard Release: ANSI X9.24-1-2017 Posted by Ambria Frazier ANSI X9.24-1-2017 Retail Financial Services Symmetric Key Management Part 1: Using Symmetric Techniques is now available on the ANSI - American National Standards Institute web store. This...
BTRS Now Supports Real Time Payments
BTRS Now Supports Real Time Payments Posted by Ambria Frazier The X9C1 BTRS work group (part of the X9C Corporate Banking subcommittee) has published new Detail and Summary codes to support the new Real Time Payment credit transfers. These codes are...
DSB PC Consultation – 2
DSB PC Consultation – 2 Posted by Ambria Frazier The second consultation paper issued by the DSB Product Committee has been published and is now open for responses. The consultation is focused on a single instrument, the fixed-float plant vanilla...
Small Business Payments Toolkit – A publication of the Business Payments Coalition
Small Business Payments Toolkit - A publication of the Business Payments Coalition Posted by Ambria Frazier The recently published version 3 of the Small Business Payments Toolkit features plain-language education on: Benefits of electronic payments...