Recent Standards
The many workgroups and subcommittees that make up X9 are constantly developing and releasing new standards and technical reports for the financial services industry. Often times, previously released publications are reviewed and then revised with updated information. Browse the list below to see the standards and technical reports that have been recently published and click on the title to learn more information and download the publication.
Standards
X9 maintains and develops standards which set guidelines for the financial services industry. Such standards are developed by volunteers that represent stakeholders across the industry who work together to agree upon requirements and best practices.
ANSI X9.95-2022 Trusted Time Stamp Management and Security
ANSI X9.134-5-2022 Mobile Financial Services – Part 5: Mobile Payments To Businesses
ANSI X9.143-2022 Retail Financial Services Interoperable Secure Key Block Specification
ANSI X9.134-4-2022 Core Banking: Mobile Financial Services – Part 4: Mobile Payments-to-Persons
ANSI X9.100-187-2021 Electronic Exchange of Check and Image Data
ANSI X9.121-2016 (R2021) Balance And Transaction Reporting Standard BTRS Version 3.1 (BTR3)
ANSI X9.100-10-2021 Paper for MICR Documents
ANSI X9.145-2021 Financial Instrument Global Identifier (FIGI)
ANSI X9.100-110-2021 Document Imaging Compatibility
ANSI X9.160-1-2021 Magnetic Ink Printing (MICR) Part 1: Placement and Location
ANSI X9.134-2-2021 Security And Data Protection For Mobile Financial Services
Technical Reports
X9 may develop Technical Reports that are useful in conjunction with American National Standards. These are often informational or tutorial in nature or give methods for application of an American National Standard.
ASC X9 TR 47-2022 Universal Companion Document Industry Adoption Of X9.100-187
ASC X9 TR 52-2021 Unsigned Items Including Remotely Created Checks (RCC) – Design and Usage
ASC X9 TR 54-2021 Blockchain Risk Assessment
ASC X9 TR 51-2020 Levies Companion Document Uniform Adoption Of X9.129 For Levies Version 3.0
Latest Standards
ASC X9 TR 48-2018 Card-Not-Present (CNP) Fraud Mitigation in the United States
ANSI X9.124-2-2018 Financial Services – Symmetric Key Cryptography for the Financial Services Industry – Format Preserving
Encryption- Part 2: Key Stream with Counter Mode
ANSI X9.129-2017 (Version 01) Legal Order Exchange
ANSI X9.69-2017 Framework for Key Management Extensions