Recent Standards

The many workgroups and subcommittees that make up X9 are constantly developing and releasing new standards and technical reports for the financial services industry. Often times, previously released publications are reviewed and then revised with updated information. Browse the list below to see the standards and technical reports that have been recently published and click on the title to learn more information and download the publication.

Standards

X9 maintains and develops standards which set guidelines for the financial services industry. Such standards are developed by volunteers that represent stakeholders across the industry who work together to agree upon requirements and best practices.

ANSI X9.97-1-2024 Financial services – Secure cryptographic devices (retail) – Part 1: Concepts, requirements and evaluation methods (identical national adoption of ISO 13491-1-2016)

ANSI X9.97-2-2024 Secure cryptographic devices (retail) – Part 2: Secure compliance checklists for devices used in financial transactions (identical national adoption of ISO 13491-2-2023)

ANSI X9.58-2024 Financial transaction messages – Electronic Benefits Transfer (EBT) – Supplemental Nutrition Assistance Program (SNAP) and cash benefit programs

ANSI X9.125-2024 Cloud Management & Security

ANSI X9.100-140-2018 (R2024) Image Replacement Document (IRD)

ANSI X9.82-1-2023 Random Number Generation Part 1: Overview and Basic Principles

ANSI X9.104-1-2004 (R2023) Financial transactions card originated messages – Card acceptor to acquiring host messages: Messages, data elements and code values

ANSI X9.104-2-2004 (R2023) Financial transaction card originated messages – Card acceptor to acquiring host messages – Part 2 Convenience store and petroleum marketing industry

ANSI X9.69-2023 Framework for Key Management Extensions

ANSI X9.100-188-2023 Return Reasons for Check Image Exchange and IRDs

ANSI X9.73-2023 Cryptographic Message Syntax (CMS)

ANSI X9.124-1-2023 Symmetric Key Cryptography For The Financial Services Industry Format Preserving Encryption – Part 1: Definitions And Mode

ANSI X9.69-2023 Framework for Key Management Extensions

Technical Reports

X9 may develop Technical Reports that are useful in conjunction with American National Standards. These are often informational or tutorial in nature or give methods for application of an American National Standard.

ASC X9 TR 51-2023 v5 Levies Companion Document Uniform Adoption of X9.129 for Levies Version 3.0

ASC X9 TR 47-2022 Universal Companion Document Industry Adoption Of X9.100-187

ASC X9 TR 52-2021 Unsigned Items Including Remotely Created Checks (RCC) – Design and Usage

ASC X9 TR 54-2021 Blockchain Risk Assessment