X9 Board of Directors
ASC X9 is made up of its Board of Directors (Membership Category A and also named the “Consensus Body”) and five Subcommittees with experts mirroring important business sectors of the financial services industry. Under these broad business areas additional experts are organized into Working Groups on an as-needed basis. The Board also forms management committees that serve X9.
X9A Retail Payments Subcommittee
The X9A Retail Payments Subcommittee develops and supports standards that are focused on retail card and mobile-based payments affecting consumers, including electronic benefits. X9A Retail Payments also houses U.S. mirror groups to ISO TC68 groups responsible for developing and supporting international retail card and mobile-based payments.
X9B Checks and Back-Office Operations Subcommittee
The X9B Checks and Back-office Operations Subcommittee develops and supports standards that are focused on interoperability and reduction of dependency on manual and paper-based processing. Presently, the X9B Checks Back-office Operations Subcommittee supports standards for design of all elements of manufacturing, electronic processing and delivery of checks, as well as other paper-based back-office operations, such as legal orders (subpoenas, levies, etc.).
X9C Corporate Banking Subcommittee
Corporate banking is an umbrella term for treasury, finance, and cash management functions within a corporation and for banking services offered to corporations. Corporate banking is separate from capital-raising, mergers advice or risk mitigation. It’s usually the work-a-day stuff of a corporate treasurer: Moving cash between thousands of separate accounts; handling foreign-currency transactions; financing short-term trade balances; and processing customer payments.
X9D Securities Subcommittee
The Securities Subcommittee X9D manage standards that assist the electronic institutional trade communications for the securities industry, its data dictionary, procedures, information requirements, and paper documents related to securities processing.
X9F Data & Information Security Subcommittee
The Data and Information Security Subcommittee X9F drafts standards with the potential to reduce financial data security risk and vulnerability.
ASC X9 TR 48-2018 Card-Not-Present (CNP) Fraud Mitigation in the United States
ANSI X9.124-2-2018 Financial Services – Symmetric Key Cryptography for the Financial Services Industry – Format
Preserving Encryption- Part 2: Key Stream with Counter Mode
ANSI X9.129-2017 (Version 01) Legal Order Exchange
ANSI X9.69-2017 Framework for Key Management Extensions